Mortgage and Financial Advice

Our independent mortgage advisers can find the
best deal for you by looking at the whole of market.

Get in touch now to arrange a weekday or out of hours appointment free of charge

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Walton and Allen Financial Services Ltd (FCA no 744330) is an Appointed Representative of Smith Cooper Independent Mortgage & Finance Advice Ltd which is authorised and regulated by the Financial Conduct Authority and is entered on the FCA register under 706676.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home.

10 Step journey to your new home

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Get an Agreement in Principle from Walton & Allen Financial Services.

This will confirm the amount you may be able to borrow based on confirmation of your income and personal financial circumstances - it will be subject to full underwriting by the lender.

Find your new home

We can help you find one - we may even have just what you’re looking for in our estate agency.

Put in an offer to the estate agent

Haggle until you and the seller agree a price you’re both happy with!

Apply for a mortgage through Walton & Allen Financial Services

We’re now ready to submit the full mortgage application. We will do all the paperwork, chasing and make it as simple as possible. We also ensure that you and your home will be fully protected, where required.

Find solicitors to act for you and instruct them to proceed

We can help you find a good, reliable and reputable firm of solicitors.

The mortgage provider will carry out a valuation on the home you are buying.

As part of the mortgage underwriting process, the lender will carry out a valuation on the property to confirm its value and condition.

Your solicitors will carry out the legally required searches of your new home.

Once the mortgage provider is happy with the valuation and all of the other information provided to them, they will issue you and your solicitor with a mortgage offer.

Your solicitors can now exchange contracts with the sellers solicitor and agree a completion date.

You can now move in!

Congratulations

To book an appointment with our Financial Adviser please call:

0115 924 3304

Protection - Taking care of your family

Buying a new home is a big financial commitment. So, it's important that you have sufficient Protection in place to take care of your finances if anything should happen to you. It would be one less thing to worry about.

We've got you covered

Naturally, Walton & Allen Financial Services can arrange Life Insurance for you, Income Protection and Critical Illness cover, finding exactly the right plan to suit you, your family and your finances.

To book an appointment with our Financial Adviser please call: 0115 924 3304

  • Life Insurance Explained
    Life insurance can pay your dependents money as a lump sum or as regular payments if you die. It is designed to provide you with the reassurance that your dependents will be looked after if you're no longer there to provide. The amount of money paid out depends on the level of cover you buy.
  • Income Protection Explained
    Income Protection insurance pays you a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
  • Critical Illness Cover Explained
    Critical Illness Cover pays a tax-free lump sum if you are diagnosed with a defined critical illness during the policy term. Providing you keep paying your premiums, you should be covered throughout the term. Once the policy term ends, all protection stops.
  • Mortgages Explained
    We can arrange an appointment with a qualified mortgage advisor at your convenience, either at the office or at your home. They will research the market to find your best options.

Need some advice or want to book an appointment?

Get in touch and we'll get back to you

How much can I borrow?

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Find out now

IMPORTANT!
Please read...

This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs.It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors.

To book an appointment with our Financial Adviser please call:

0115 924 3304

Walton and Allen Financial Services Ltd (FCA no 744330) is an Appointed Representative of Smith Cooper Independent Mortgage & Finance Advice Ltd which is authorised and regulated by the Financial Conduct Authority and is entered on the FCA register under 706676. Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

Mortgage Repayment

Calculator


How much are you looking to borrow?

Calculate

IMPORTANT!
Please read...

This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs.It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors.

To book an appointment with our Financial Adviser please call:

0115 924 3304

Walton and Allen Financial Services Ltd (FCA no 744330) is an Appointed Representative of Smith Cooper Independent Mortgage & Finance Advice Ltd which is authorised and regulated by the Financial Conduct Authority and is entered on the FCA register under 706676. Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

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